What is the Modified Monash Model (MMM)?

If you’ve come across the term Modified Monash Model (MMM) in the context of the NDIS, you might be wondering what it means - and why it matters.

The MMM is an important classification system used across Australia to determine how “rural” or “remote” a location is. In the NDIS, it plays a key role in shaping how services are delivered, what providers can charge, and how a participant’s funding can look. You can see the MMM classification of a location by looking it up on the Health Workforce Locator.

 

What Is the Modified Monash Model (MMM)?

The Modified Monash Model (MMM) is a geographical classification system developed by the Australian Government. It categorises locations across Australia into seven levels (MMM1 to MMM 7) based on population size and remoteness.

  • MMM 1 – Major cities (e.g. metropolitan areas)
  • MMM 2–3 – Regional centres and large rural towns
  • MMM 4–5 – Smaller rural towns
  • MMM 6–7 – Remote and very remote communities

The further you move from MMM 1 to MMM 7, the more rural and less accessible the area is considered to be.

 

How Is the MMM Used in the NDIS?

Within the NDIS, theModified Monash Model is used to inform several different areas:

Pricing and Provider Travel

NDIS pricing often varies depending on MMM classification.

Providers working in rural or remote areas (MMM 4–7) may be able to charge:

  • Higher travel costs
  • Additional loading for service delivery

This recognises the extra time, distance, and cost involved in delivering services outside metropolitan areas.

 

Service Availability and Access

A participant's MMM classification can impact:

  • The availability of local providers
  • Waiting times for services
  • Access to specialist supports

Participants in MMM6–7 areas, for example, may have fewer local options and may rely more on telehealth services, or outreach or visiting providers.

 

Why the MMM Matters from a Clinician Perspective

Understanding a participant’s MMM classification is essential for clinicians when planning and delivering services. It helps inform pricing considerations such as travel, and ensures recommendations are realistic and aligned with local service availability.

For participants in rural and remote areas, the MMM also reinforces the need for flexible, adaptive approaches to service delivery, including outreach, telehealth, and collaboration with informal supports. The Modified Monash Model (MMM) is more than just a geographic label - it’s a tool that helps shape how NDIS services are funded and delivered across Australia. Whether you live in a major city or a remote community, the MMM ensures that the challenges of distance and access are recognised within the system.

If you’re unsure about your MMM classification, you can search for your location here.